So how about we say two months? That way it's easy for merchants to comply with the EU DSD and we keep RAM usage in check until we come up with a more sophisticated refund scheme.

There's another issue with BIP 70 and refunds that I noticed. The PaymentRequest doesn't specify whether refunds are possible. So wallets have to either never submit refund data, or always submit it even if it makes no sense. Because setting things up to get refunds has a non-zero cost for the sender, it'd help if we could optimise it away for merchants that simply refuse to issue refunds for whatever reason.



On Sat, Mar 29, 2014 at 10:27 AM, Roy Badami <roy@gnomon.org.uk> wrote:
On Fri, Mar 28, 2014 at 09:56:57PM +0100, Andreas Schildbach wrote:
> On 03/28/2014 07:19 PM, Mike Hearn wrote:
>
> >> Ok, why don't fix this in the spec for now, by defining a fixed expiry
> >> time. In the EU, most products are covered by a 2 years warranty, so it
> >> seems appropriate to pick 2.5 years (30 months) -- allowing for some
> >> time to ship the product back and forth.
> >
> > Yeah I was thinking something like that on the walk home. But 2 years is
> > a long time. Do we have enough RAM for that?
>
> It depends on usage stats, script size, etc...
>
> > Plus warranties usually
> > result in the defective goods being replaced rather than a monetary
> > refund, right?
>
> Usually yes. The next smaller "unit of time" in Germany would be two
> weeks, the so-called "Fernabsatzgesetz". It allows you to send back
> mail-orders and usually you want the money back. Don't know if that made
> it into EU law or how it applies to other countries.

It's EU law, but the Distance Selling Directive only says "at least
seven days", so the exact period probably varies by country (in the UK
it is 7 days).

But the clock only starts ticking when you receive the goods, and the
Distance Selling Directive allows the supplier 30 days "to execute the
order" (I *think* the 30 days always has to include shipping, because
for consumer contracts title doesn't pass until the goods are
delivered, so the order wouldn't be considered complete until then).

So I think latest possible deadline for returning the goods for refund
could be up to 30 days to execute the order plus "at least 7 days"
(with some countries allowing more).  Plus, conceivably, shipping
time, if some member states have chosen to interpret the 30 day
execution differently.

So I think this adds up to "a couple of months, give or take".  In
practice, though, even a couple of months is a bit on the short time.
What if the goods are delayed.  How many people have had miner orders
outstanding for the best part of a year?

roy


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